Last updated: June 10, 2026
Budget Book is a personal finance tracking and organization tool. All content, features, calculations, summaries, charts, and categorizations provided by the Service are for informational and organizational purposes only and do not constitute financial, investment, tax, accounting, or legal advice, nor a recommendation or endorsement of any financial product, strategy, or course of action.
Budget Book is not a financial advisor, broker-dealer, accountant, tax preparer, or attorney, and no advisory, fiduciary, or professional-client relationship is created by your use of the Service.
Any financial decisions you make — including budgeting, spending, saving, debt repayment, investing, or tax-related decisions — are made solely at your own risk and discretion. Before making decisions that could affect your finances, you should consult a qualified, licensed professional (such as a certified financial planner, CPA, or attorney) who can evaluate your individual circumstances.
All outputs of the Service are generated from data you enter. We do not verify your data, and we make no representations or warranties about the accuracy, completeness, timeliness, or reliability of any calculation, total, projection, or summary displayed by the Service. Software can contain bugs; figures may be wrong. Always verify important numbers against your own records and official statements from your bank, employer, or other institutions.
Use of Budget Book does not guarantee any particular financial result, including improved savings, reduced debt, or better budgeting outcomes. Past spending patterns shown in the Service are not predictions of future financial performance.
Budget Book is not a bank, credit union, money transmitter, or financial institution. We do not hold, transfer, or have access to your funds. Data you enter into Budget Book is not insured by the FDIC, NCUA, or any government agency.
This Disclaimer is in addition to, and should be read together with, the disclaimers and limitations of liability in our Terms of Service. If there is any conflict, the Terms of Service control.
Questions: yourbudgetbook@gmail.com